RSSFinance

The Bigger Picture: Guaranteed Income for the Future of San Diego

| February 11, 2024 | 0 Comments
The Bigger Picture: Guaranteed Income for the Future of San Diego

In 2022, Jewish Family Service of San Diego rolled out San Diego for Every Child Guaranteed Income Project – the first of its kind in the region – which provides direct cash assistance to those in need. To share the moving stories of those impacted by this pilot program JFS has created “The Bigger Picture: Guaranteed Income for […]

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Environmental Equity and Economics Group Support Repeal of the Proposed Utility Tax

| February 9, 2024 | 0 Comments

It’s becoming more obvious every day that we have elected officials who are continuing to make poor decisions that impact their constituents.  One of the latest fiascos is AB 205, which included the utility income-based fixed charge under study by the California Public Utilities Commission (CPUC). Assemblyman Chris Ward voted for the bill. However, due […]

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How to Get Money Out of Your 401(K) Plan

| January 6, 2024 | 0 Comments

If you are like most working Americans today, you probably have been contributing to a company retirement plan (like a 401(k), 403(b) or SEP IRA, or other plan) for a few years. One question that comes up regularly is: “How (and when) can I get my money out of my retirement plan?” Most often, that […]

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Mission Hills – A Must for the Holidays

| December 6, 2023 | 0 Comments
Mission Hills – A Must for the Holidays

By Jamaal Jackson, President, Mission Hills Business Improvement District and Assistant Vice President | Branch Manager U.S. Bank Mission Hills It is an exciting time of year for the Mission Hills Business Improvement District (BID), with the Saturday after Thanksgiving Small Business Saturday kicking off the Shop Small holiday season, Toys for Tots collections and our […]

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Using A Donor Advised Fund for Your Charitable Gifting

| November 6, 2023 | 0 Comments

A change in the tax code in 2017 made Donor Advised Funds a lot more attractive to the merely affluent Americans, not just the wealthiest. A Donor Advised Fund basically functions like a charitable foundation for the not yet uber-rich. The reason this vehicle became more attractive is that the limits imposed on itemized deductions […]

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SB 10 Has Serious Negative Implications Including Inequity and Quality of Life for Minority Neighborhoods

| August 7, 2023 | 0 Comments
SB 10 Has Serious Negative Implications Including Inequity and Quality of Life for Minority Neighborhoods

I’ve decided to raise more concerns about this worthless bill (SB 10) that continues to remind us that someone at city hall and in Sacramento isn’t doing their part to truly understand the impact of creating more extreme density in urban communities. According to an analysis recently published by Climate Central, a nonprofit research group, […]

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Small Business Owners Speak to Legislators about Lawsuit Abuse

| April 3, 2023 | 0 Comments
<strong>Small Business Owners Speak to Legislators about Lawsuit Abuse</strong>

This past March, small business owners from throughout California traveled to the State Capital to share their personal stories of lawsuit abuse with legislators who serve on both the Senate and Assembly Judiciary Committees.  They took time from their busy schedules to help promote balance for California’s civil justice system. Their compelling accounts ranged from […]

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Banking, Crisis and the FDIC Insurance Limits

| April 3, 2023 | 0 Comments

In my 25 plus years working in investment management, it’s fortunately rare that I have to discuss the FDIC and bank account insurance limits with clients. Unfortunately, that has become a pretty common topic the past few weeks. The failure of Silicon Valley Bank, Signature Bank and Silvergate Bank all in the same week brought […]

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The Ugly Math of Variable Annuities

| March 7, 2023 | 0 Comments

When a new client recently asked me to review a variable annuity they had purchased ten years ago, I knew I had my work cut out for me. Variable annuity contracts can be complex documents, loaded with confusing provisions, definitions, and terms. Often, the most complex parts are the most fundamental: the calculations used to […]

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Secure Act 2.0 Made Some Big Changes to Retirement Planning

| February 5, 2023 | 0 Comments

At almost the last minute of 2022, President Biden signed the Secure Act 2.0. It made a lot of big and small changes to financial planning over the next few years. Here are some of the highlights that go into effect in 2023 and 2024.   Changes to Required Minimum Distributions (RMDs). Probably the biggest, […]

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