Finances
When to Make a Homeowners Insurance Claim: A Comprehensive Guide
Filing a homeowners insurance claim is a critical decision that requires careful consideration. While insurance is designed to protect you financially in times of need, not every incident warrants a claim. Understanding when to file can save you money, preserve your claims history, and ensure you’re making the most of your coverage. Assessing the Situation […]
Taking Over Your Parents’ Finances
I can state from first-hand experience that taking over your parents’ finances can be a challenging and sensitive process. As parents age, they may need help managing their money and bills. This can be especially true if cognitive impairment is occurring. But this transition often comes with complex issues that adult children must navigate carefully. […]
Retiring in San Diego – What about Taxes?
Retirement for most people is a significant milestone. Some can’t bring themselves to stop working, but for others it represents a significant change in both income and lifestyle. Living in a high-cost area like San Diego can bring unique challenges, particularly regarding taxes. It’s essential for retirees — or those on the cusp of retirement […]
Six Common Mistakes Trustees Make
Planning for the distribution of your estate is complex. There are so many variables to consider, like family dynamics, changing values and ever-changing tax rules. It can be easy to simply ignore the planning, but that just leaves your heirs to clean up a huge mess and often causes strife trying to figure out what […]
California Supreme Court Yields to Newsom and Legislature
Removes Taxpayer Protection Act from November Ballot By Jon Coupal, president, Howard Jarvis Taxpayers Association We were shocked and angered by the California Supreme Court’s decision on Thursday in Legislature v. Weber, the outrageous lawsuit filed by Gov. Gavin Newsom and state legislative leaders. The lawsuit asked the court to order the removal of our […]
SEO Scams Can Lead You Astray
As if there wasn’t enough to worry about online, another scam has become increasingly common and a growing concern for financial institutions. SEO scams hijack your search results and take you to websites that look like familiar (especially financial institutions) sites but aren’t. For example, Charles Schwab recently notified advisors who work with them that […]
Dirty Politics Continues from City Hall
If you haven’t seen the recent malfeasance being initiated by Mayor Todd Gloria’s appointed officials, here’s what you should know. There are three guys who appear to be a part of a team effort to create chaos by targeting communities with false campaign literature, coercing family members to initiate lawsuits, and wastefully funding these efforts. […]
So You’re Thinking About an ADU
With San Diego’s aggressive promotion of Auxiliary Dwelling Units (ADUs), the topic of owning rental properties has come up a lot recently. Besides the need for additional housing here (and just about every other major metropolitan area in the country), there are some key advantages to owning rental properties, namely: That said, owning and renting […]
San Diego Humane Society Has a Crisis Situation
The San Diego Humane Society is seeing the number of dogs in its care remain at unprecedented levels. Since last November alone, they’ve seen a 30 percent increase in the number of dogs entering its shelters, with a current population of 580 canines. 175 of those dogs have been with them for more than 50 […]
Sharing Passwords Among Family Members
When my father passed away a few years ago, my brother and I began to take a more active role in helping my mother. This included everything from helping her manage her cable and WiFi to banking to going with her to doctor appointments. At some point, every single one of these activities requires a […]
