Finances
Seven Financial Habits to Stay Wealthy Why Rich People Rarely “Act Rich”—And What They Do Instead
A friend recently told me that his ex-wife needed some money. When he asked her why, she said it was because her credit cards were maxed out and she needed the money to pay bills. When he asked her how that happened, she replied, “If you want to be rich, you’ve got to act rich.” […]
Retirement Planning Isn’t a One-Time Project: Here’s Why You Need Ongoing Support
When it comes to preparing for retirement, many people think of it as a box to check off. You meet with a financial advisor, create a plan, and then you’re done—right? Not quite. Retirement planning isn’t a one-time project. It’s an ongoing process that needs adjusting as your life, the markets, and your priorities evolve. […]
Business Leaders Warn $25 Minimum Wage Mandate Will Devastate San Diego
The San Diego Regional Chamber of Commerce held a press conference to voice strong opposition to the City of San Diego’s proposed $25 minimum wage mandate. Business and community leaders spoke to the devastating consequences this policy would have on small businesses, the regional economy, and San Diego as a whole. Speakers included: ?Chris Cate of […]
Nine Important Retirement Milestones (Starting at Age 50)
I’m continuing the topic of properly preparing for retirement this month. Most people don’t really start thinking about retirement at age 50, but there are a few things you should be doing to set yourself up early for a comfortable and secure retirement. Age 50: Catch-Up Contributions Begin At age 50, you can start making […]
San Diego Humane Society Raises Alarm Over Proposed Budget Cuts in City of San Diego Mayor’s Draft Budget
San Diego Humane Society is voicing deep concern over San Diego Mayor Todd Gloria’s proposed Fiscal Year 2026 budget, which includes a 20 percent — or $3.5 million — cut to the organization’s contract for providing animal services. The nonprofit warns that this level of funding reduction could significantly impact public safety and put animals […]
10 Essential Steps for a Smooth Transition to Retirement
A good friend of mine was recently forced into early retirement by changes at the Federal agency where he worked. Retirement is a major life milestone that requires thoughtful planning and preparation, so I wanted to write about how to properly prepare for such an important change. To ensure a smooth transition, it’s essential to […]
When to Make a Homeowners Insurance Claim: A Comprehensive Guide
Filing a homeowners insurance claim is a critical decision that requires careful consideration. While insurance is designed to protect you financially in times of need, not every incident warrants a claim. Understanding when to file can save you money, preserve your claims history, and ensure you’re making the most of your coverage. Assessing the Situation […]
Taking Over Your Parents’ Finances
I can state from first-hand experience that taking over your parents’ finances can be a challenging and sensitive process. As parents age, they may need help managing their money and bills. This can be especially true if cognitive impairment is occurring. But this transition often comes with complex issues that adult children must navigate carefully. […]
Retiring in San Diego – What about Taxes?
Retirement for most people is a significant milestone. Some can’t bring themselves to stop working, but for others it represents a significant change in both income and lifestyle. Living in a high-cost area like San Diego can bring unique challenges, particularly regarding taxes. It’s essential for retirees — or those on the cusp of retirement […]
Six Common Mistakes Trustees Make
Planning for the distribution of your estate is complex. There are so many variables to consider, like family dynamics, changing values and ever-changing tax rules. It can be easy to simply ignore the planning, but that just leaves your heirs to clean up a huge mess and often causes strife trying to figure out what […]
